How to Instantly Check FAB Bank Balance in UAE 2025 | Mobile App, SMS, ATM & Payit Wallet Methods
Managing your finances has never been easier in the UAE thanks to First Abu Dhabi Bank (FAB). Whether you want to perform a fab balance check for your salary, account, or prepaid card, FAB offers multiple convenient methods to do so instantly. In 2025, customers can access their account balances anytime using FAB Mobile App, SMS Banking, ATMs, and Payit Wallet. This comprehensive guide will walk you through all verified and official ways to complete a fab balance check quickly and safely.
First Abu Dhabi Bank (FAB) is the largest bank in the UAE, formed in 2017 through the merger of First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD). FAB provides a wide range of banking services including personal banking, corporate banking, investment services, and digital banking solutions. With operations in more than 19 countries worldwide, FAB is recognized for its secure, fast, and customer-friendly banking services.
Avoid Overdrafts: Monitor available funds to prevent bounced payments.
Track Spending: Understand your cash flow and spending patterns.
Plan Big Purchases: Know your real-time balance before making large payments.
Manage Salary & Ratibi Cards: Ensure your salary deposits and card balances are updated.
1. FAB Mobile App: The Fastest Way to Check Your Balance
The FAB Mobile App is the most convenient and fastest method for balance checks. Available 24/7, it provides instant access to your account, salary, or prepaid card balance.
Steps to Check Balance via FAB Mobile App:
Download and install the FAB Mobile Banking App from Google Play Store or Apple App Store.
Open the app and select Sign Up (for new users) or Log In (existing users).
Register your mobile number linked to your FAB account or card.
Verify your identity using the OTP (One-Time Password) sent to your registered mobile.
Provide your account number, debit card, credit card, or prepaid card number.
Create login credentials: username and strong password.
Log in to view your available balance, ledger balance, and recent transactions instantly.
Extra Features of FAB App:
Biometric login (Face ID / Fingerprint)
Block/unblock cards and change ATM PIN
Transaction history and digital statements
Instant fund transfers and bill payments
Tip: For Ratibi cardholders, use the Payit Wallet app in conjunction with the FAB app for faster salary balance access.
2. FAB SMS Banking: Quick Balance Check Without Internet
If you don’t have internet access or a smartphone, SMS Banking allows you to check your FAB balance via text messages.
Steps to Check Balance via SMS:
Ensure you are registered for SMS Banking (via ATM, branch, or customer care).
Open your SMS app and type: BAL XXXX (Replace XXXX with the last four digits of your FAB account number).
Send the SMS to 2121.
Receive your account details including available balance, ledger balance, and last transaction within 30–60 seconds.
Tips: Always use your registered mobile number. Keep your SMS PIN private. No internet is required, making it ideal for low-tech users.
3. Check FAB Balance at ATMs
Locate a nearby FAB ATM using the FAB app or website.
Insert your FAB debit or credit card into the ATM.
Enter your 4-digit PIN.
Select Balance Inquiry from the menu.
Choose the account you want to check (Current, Savings, or Credit).
Your available and total balances will display instantly.
Optional: Print a receipt for your records.
Tips: Cover the keypad while entering your PIN for security. If the ATM does not recognize your card, try another ATM or contact FAB support.
Provide basic verification: account number, date of birth, or PIN.
Receive your account or salary balance instantly via automated voice or from a live representative.
Tip: Works on any phone and does not require internet access.
6. Additional Methods for FAB Balance Inquiry
Branch Visits:
Visit your nearest FAB branch with Emirates ID and account/card details.
Take a queue ticket and speak with a teller.
Receive full account balance, mini statement, or official account certificate.
Online Banking Portal:
Log in to www.bankfab.com
Use Personal Online Banking to view balance, transaction history, and manage accounts.
Comparison of FAB Balance Check Methods
Mobile App: Instant, Internet required, Smartphone, No human assistance, Full banking features
SMS Banking: 1–2 min, No internet, Basic Phone, No human assistance, Balance only
ATM: 30 sec, No internet, ATM Machine, No human assistance, Balance & receipt
Payit Wallet: Instant, Internet required, Smartphone, No human assistance, Salary card & Ratibi balance
Phone Banking: 5–10 min, No internet, Any phone, Human assistance, Balance & support
Branch Visit: 15–30 min, No internet, None, Human assistance, Full services
Conclusion
In 2025, checking your FAB Bank balance in UAE has never been easier. With multiple options including the FAB Mobile App, SMS Banking, ATMs, Payit Wallet, phone banking, and online portal, you can instantly access your account, salary, and Ratibi card balances. For maximum convenience and security, the FAB Mobile App remains the fastest and most feature-rich option. Regularly checking your balance not only ensures smooth financial management but also protects against fraud, helps track spending, and keeps your finances under control.
Visit For Mobile App, SMS, ATM & Payit Wallet Methods
